The true power of factoring is its simplicity. It can give your business a distinct advantage over your competitors!
  • Cash in Your hands in as little as 24-hours
  • Up to 90% advanced on Your Invoices
  • We become Your Credit Department
  • Payroll Funding
  • Credit Protection against Bankruptcy
Industries we Factor:
  • Service Providers
  • Manufacturing
  • Staffing Agencies
  • Trucking
  • Construction
  • Government Contractors
  • Oil & Gas
  • Security Guards & Services
  • Tech
  • Furniture Manufacturers
  • Many, many other Industries...Contact Us
Non-recourse factoring or factoring without recourse is an agreement within a factoring contract where the factoring companies client does not have to pay back the factoring company if an invoice is not specifically paid due to a bankruptcy of the client’s customer (the Account Debtor) under an invoice with credit protection in place. TFG offers Credit Protection as part of our Non-Recourse Program. We become your defacto credit department! We currently manage the AR credit protection, collections, and cash advances for clients receiving payment to us on their behalf from Walmart, Comcast, Neiman-Marcus, Textron, Time-Warner, AT&T, the US military, and many state/local/city governments, just to name a few. We are not a collection agency hounding companies for bad debt. We only manage, protect and advance against solid invoices from reputable and credit-worthy companies.

There are have been 8 Federal government shut-downs since 1980!

However, with our Government Contractors Funding Program, it's 'business as usual'.

This type of factoring sells the invoice of completed government contract jobs. A company would be effectively selling incoming monies. The factor, or the company that buys the government contract invoice, will handle collecting the money. This might involve them sending the government written correspondence or calling them over the phone.

A company that has won and completed a government contract may be willing to sell the invoice from the job to get cash needed to continue fulfilling the contract. If a company needs money after a completed government contract and can’t wait 30-60 days to receive payment, they may be willing to sell the invoice to a factoring company to get money right away.

TFG gets you working capital fast; no more waiting 60-90 days (or longer) for payment from the Government


An Asset-Based Loan is a specialized method of providing structured working capital, secured by accounts receivable, inventory, machinery, equipment and/or real estate. An ABL is similar to Factoring EXCEPT that (unlike Factoring, which is the sale of an Asset) an ABL is always srtucturefd as a Loan (a Liability). The tax-consequences can be significant.
Asset-Based Loans can be a very helpful financing tool for:
  • "Smoothig out" seasonal peaks and valleys of revenue
  • Supporting re-capitalization or restructuring/turnaround
  • Refinancing an existing credit line
  • Acquiring another business
Requirements for an ABL with Triangle Funding Group:
  • Well-established credit with few derogatory experiences.
  • Seeking a minimum loan of $500,000.
  • Substantial collateral with at least 2-1 coverage.
  • At least three years of profitability.
  • Audited financial statements.
A good candidate for an ABL:
  • Revenue between $3 million and $100 million
  • Capital needs up to $10 million
  • Lendable assets including accounts receivable, inventory, and machinery & equipment
  • Private or public U.S. company
  • Service, manufacturing, wholesale trade, retail trade and distributor businesses in all sectors


Alot of companies SAY they finance Construction, but we KNOW Construction. Our construction funding program separates us from other factoring companies. A long-time partner with TFG was a Civil Engineer for over 10 years! We offer:
  • Progress Billing available
  • We let you fund partials of invoices. (ie) if you have a $1OOk invoice and only need $50k, that is all you have to fund.
  • We let you age invoices. If you know you are going to be paid in 35 days hold onto the invoice for one week to keep invoice at 30 day money.
  • We let you break labor-only costs out of the invoice should your material suppliers have you on terms, pay when paid, or two party checks by GC.
  • Vendor Assurance Letters: We supply a letter to your vendor guaranteeing payment to them when your invoice is submitted and approved. This usually works out that the vendor gets paid in 30 days. They do not have to wait another 30-60 days to wait to get paid when you get paid.
  • Material purchases. Case by case basis. We may be able to purchase materials upfront before you are at invoice stage.
  • Capital needs up to $10 million
  • Lendable assets including accounts receivable, inventory, and machinery & equipment
  • Private or public U.S. company
  • We mentor our clients, arbitrate disputes, and attend job meetings